Listing provided courtesy of Real Broker LLC- MLS# 1005205MLS Provider

109 Sun Bear CircleFreeport, FL 32439

Single Family · 3 Beds · 2 Full Baths · 2,030 Sq. ft. | 0.23 Acres
$570,000 Active

109 Sun Bear Circle Overview

Time on Site:
19 days
Visits:
0

Welcome to Bear Creek, Freeport's premier gated community and the only gated neighborhood located less than a 2 miles from Choctawhatchee Bay. Offering unmatched convenience, Bear Creek provides easy access to the beaches of South Walton without the hassle of fighting traffic through Freeport on Hwy 331, making every trip to and from the coast more enjoyable. Built in 2021, this beautifully maintained 2,030 sq. foot home features 3 bedrooms, 2 baths, and a versatile bonus room, all situated on a spacious 1/4 acre lot directly across from the community's fitness center, playground, and gathering spaces. Step inside to soaring ceilings and a bright, open-concept floor plan designed for both comfortable living and effortless entertaining. Natural light fills the home, while the main living area flows seamlessly to a covered back porch and extended deck overlooking a peaceful creek. The tranquil setting creates the perfect place to relax, unwind, and enjoy the sounds of nature. The spacious primary suite serves as a private retreat with direct access to the outdoor living area and features a luxurious ensuite bath complete with a custom-tiled walk-in shower, double vanity, and oversized walk-in closet. Two additional bedrooms and a flexible bonus room offer plenty of space for a home office, media room, playroom, or guest accommodations. Bear Creek residents enjoy an exceptional lifestyle with resort-style amenities that include a brand new community pool, pickleball courts, fitness center, pickleball courts, tennis courts, basketball courts, clubhouse, playground, and gathering areas, all just steps from your front door. Whether you're searching for a primary residence, second home, or investment opportunity, this move-in-ready property combines modern design, scenic surroundings, outstanding amenities, and one of the most convenient locations in the Freeport area.

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109 Sun Bear Circle Facts & Features

  • Type Single Family
  • Sq. ft. 2,030
  • Price/Sq.ft. $281
  • Lot 0.23 Acres

Details

General

Association/HOA

  • Association Fee Includes: Accounting,Ground Keeping,Land Recreation,Legal,Management,Master Association,Recreational Faclty
  • Association: true

School Information

  • Elementary School: Freeport
  • Middle Or Junior School: Freeport
  • High School: Freeport

Listing Information

  • Buyer Financing: Conventional,FHA,VA

Building Information

  • New Construction: false
  • Year Built: 2021

Location/Region

  • County Or Parish: Walton
  • MLS Area Major: 20 - Freeport
  • MLS Area Minor: 2008 - Jolly Bay
  • Subdivision Name: BEAR CREEK COTTAGES

Community/Development

  • Community Features: Short Term Rental - Not Allowed,Pickle Ball,BBQ Pit/Grill,Exercise Room,Gated Community,Pets Allowed,Picnic Area,Playground,Pool,Tennis

Tax Information

  • Tax Annual Amount: 3577.21
  • Tax Year: 2025

General Information

  • Parcel Number: 02-2S-19-24310-000-0100
  • Property Condition: Construction Complete
  • Property Sub Type: Detached Single Family
  • Property Type: Residential
  • Zoning: Resid Single Family

Interior

Parking Information

  • Garage Spaces: 2.0

Beds/Baths

  • Bathrooms Full: 2
  • Bathrooms Half: 0
  • Bathrooms Total: 2
  • Bedrooms Total: 3

Building Interior

  • Building Area Source: County PA Records
  • Building Area Total: 2030.0

General Information

  • Appliances: Auto Garage Door Opn,Dishwasher,Disposal,Dryer,Microwave,Oven Continue Clean,Refrigerator,Smoke Detector,Stove/Oven Electric,Washer,Water Heater - Elect
  • Interior Features: Breakfast Bar,Pantry,Split Bedroom,Washer/Dryer Hookup
  • Rooms Total: 5
  • Stories: 2

Exterior

Parking Information

  • Parking Features: Garage

Lot Information

  • Lot Features: Wooded
  • Lot Size Acres: 0.23
  • Lot Size Area: 0.23
  • Lot Size Dimensions: 67x250
  • Lot Size Square Feet: 10018.8
  • Lot Size Units: Acres

Building Exterior/Construction

  • Architectural Style: Craftsman Style
  • Attached Garage: false
  • Construction Materials: Frame,Roof Pitched,Siding CmntFbrHrdBrd,Trim Wood

General Information

  • Carport: false
  • Exterior Features: Rain Gutter,Sprinkler System
  • Pool Features: Pool Type
  • Utilities: Public Water

Room Information

Room: Dining Room

  • Level: First
  • Dimensions: 12 x 12
  • Length: 12.00
  • Width: 12.00
  • Description: 1st floor

Room: Kitchen

  • Level: First
  • Dimensions: 11 x 12
  • Length: 11.00
  • Width: 12.00
  • Description: 1st floor

Room: Living Room

  • Level: First
  • Dimensions: 16 x 18
  • Length: 16.00
  • Width: 18.00
  • Description: 1st floor

Room: Master Bedroom

  • Level: First
  • Dimensions: 13 x 20
  • Length: 13.00
  • Width: 20.00
  • Description: 1st floor

Room: Bonus Room

  • Level: Second
  • Dimensions: 12 x 15
  • Length: 12.00
  • Width: 15.00
  • Description: 2nd floor

109 Sun Bear Circle Neighborhood

Community

32439 (Freeport) Demographics

39
Median Age
98
Population Density (per sq. mile)
41%
College Educated
$68,076
Estimated Median Income
3,163
Estimated Total Home Owners
861
Estimated Total Renters
79% / 21%
Estimated Owner / Renter Divide
3
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

109 Sun Bear Circle Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

109 Sun Bear Circle Market Data

Based on the last 30 days in this zip code

$536,665
Average List Price
$242
Average Price per Square Foot
72
Properties Sold
101
Average Days on Market
540
Properties for Sale
Calculations provided by Reliance Network

109 Sun Bear Circle History

Date Event Value Agent
6/11/2026Source: Emerald Coast MLS Added to Database
June 11, 2026