Listing provided courtesy of Legacy Hill Realty- MLS# 992115MLS Provider

95 St. Simon CircleMiramar Beach, FL 32550

Single Family · 4 Beds · 3 Full Baths · 1 Half Bath · 2,216 Sq. ft.
$875,000 Active

95 St. Simon Circle Overview

Time on Site:
176 days
Visits:
3

Located in the gated, Gulf-side community of Emerald Waters Village, this beautifully designed coastal home offers an exceptional opportunity to enjoy the Miramar Beach lifestyle at an attractive price point. Just a short walk from deeded beach access, the property combines solid concrete block construction, thoughtful design, and inviting living spaces in one of the area's most desirable neighborhoods. The main living level is bright, open, and designed for gathering. Large windows and high ceilings allow natural light to pour in, creating an airy, welcoming atmosphere throughout the living, dining, and kitchen spaces. The open-concept layout makes entertaining effortless, whether hosting family and friends or enjoying a relaxed evening after the beach. The kitchen features granite countertops, stainless steel appliances, and a breakfast bar that keeps the space connected and social. A spacious first-floor bedroom with an ensuite bath offers flexibility for guests or extended stays, while a laundry room and one-car garage add everyday convenience. Upstairs, the primary suite serves as a private retreat with a sitting area and access to a covered balcony a perfect spot for morning coffee, sunset views, or quiet moments between beach days. Two additional bedrooms share a Jack-and-Jill bath, providing comfortable accommodations for family or guests. Outdoors, the fenced backyard and patio extend the entertaining space, offering a private setting for grilling, gathering, or simply enjoying the coastal breeze. Emerald Waters Village features gated entry, two community pools, and walkable beach access, all just minutes from Scenic Highway 98, Silver Sands Premium Outlets, dining, and entertainment. Whether envisioned as a primary residence, second home, or investment property, this home delivers location, light-filled living, and a beach lifestyle that is increasingly hard to find at this price point in Miramar Beach.

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95 St. Simon Circle Facts & Features

  • Type Single Family
  • Sq. ft. 2,216
  • Price/Sq.ft. $395

Details

General

Association/HOA

  • Association Fee Includes: Accounting,Ground Keeping,Land Recreation,Management,Master Association
  • Association: true

School Information

  • Elementary School: Van R Butler
  • Middle Or Junior School: Emerald Coast
  • High School: South Walton

Building Information

  • New Construction: false
  • Year Built: 2004

Location/Region

  • County Or Parish: Walton
  • MLS Area Major: 15 - Miramar/Sandestin Resort
  • MLS Area Minor: 1502 - Miramar Beach S. of 98 w/exception of Sandestin Resort
  • Subdivision Name: EMERALD WATERS VILLAGE

Community/Development

  • Community Features: Short Term Rental - Allowed,BBQ Pit/Grill,Beach,Deed Access,Gated Community,Pets Allowed,Picnic Area,Pool

Tax Information

  • Tax Annual Amount: 6749.35
  • Tax Year: 2025

General Information

  • Parcel Number: 29-2S-21-42970-000-0220
  • Property Condition: Construction Complete
  • Property Sub Type: Detached Single Family
  • Property Type: Residential
  • Zoning: Resid Single Family

Interior

Parking Information

  • Garage Spaces: 1.0

Beds/Baths

  • Bathrooms Full: 3
  • Bathrooms Half: 1
  • Bathrooms Total: 4
  • Bedrooms Total: 4

Building Interior

  • Building Area Source: County PA Records
  • Building Area Total: 2216.0

General Information

  • Appliances: Auto Garage Door Opn,Cooktop,Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Refrigerator W/IceMk,Smoke Detector,Stove/Oven Electric,Washer,Water Heater - Elect
  • Interior Features: Breakfast Bar,Ceiling Vaulted,Kitchen Island,Owner's Closet,Washer/Dryer Hookup
  • Rooms Total: 13
  • Stories: 2
  • Window Features: Window Treatment All

Exterior

Parking Information

  • Parking Features: Garage

Lot Information

  • Lot Features: Covenants
  • Lot Size Dimensions: 45x71
  • Lot Size Units: Acres
  • Road Surface Type: Paved

Building Exterior/Construction

  • Architectural Style: Beach House
  • Attached Garage: true
  • Construction Materials: Block,Siding CmntFbrHrdBrd

General Information

  • Carport: false
  • Exterior Features: Balcony,BBQ Pit/Grill,Fenced Back Yard
  • Fencing: Fenced Privacy
  • Pool Features: Pool Type
  • Utilities: Electric,Phone,Public Water,Tap Fee Paid,TV Cable

Room Information

Room: Bedroom

  • Dimensions: 12 x 11
  • Length: 12.00
  • Width: 11.00

Room: Bedroom

  • Level: First
  • Dimensions: 16 x 12
  • Length: 16.00
  • Width: 12.00

Room: Dining Area

  • Level: First
  • Dimensions: 12 x 12
  • Length: 12.00
  • Width: 12.00

Room: Full Bathroom

  • Level: First
  • Dimensions: 12 x 10
  • Length: 12.00
  • Width: 10.00

Room: Garage

  • Level: First
  • Dimensions: 22 x 13
  • Length: 22.00
  • Width: 13.00

Room: Half Bathroom

  • Level: First
  • Dimensions: 7 x 6
  • Length: 7.00
  • Width: 6.00

Room: Kitchen

  • Level: First
  • Dimensions: 13 x 9
  • Length: 13.00
  • Width: 9.00

Room: Laundry

  • Level: First
  • Dimensions: 8 x 6
  • Length: 8.00
  • Width: 6.00

Room: Living Room

  • Level: First
  • Dimensions: 20 x 13
  • Length: 20.00
  • Width: 13.00

Room: Bedroom

  • Level: Second
  • Dimensions: 13 x 12
  • Length: 13.00
  • Width: 12.00

Room: Full Bathroom

  • Level: Second
  • Dimensions: 12 x 9
  • Length: 12.00
  • Width: 9.00

Room: Master Bathroom

  • Level: Second
  • Dimensions: 17 x 10
  • Length: 17.00
  • Width: 10.00

Room: Master Bedroom

  • Level: Second
  • Dimensions: 17 x 16
  • Length: 17.00
  • Width: 16.00

95 St. Simon Circle Neighborhood

Community

32550 (Miramar Beach) Demographics

56
Median Age
1,122
Population Density (per sq. mile)
63%
College Educated
$70,842
Estimated Median Income
2,763
Estimated Total Home Owners
1,152
Estimated Total Renters
71% / 29%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

95 St. Simon Circle Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

95 St. Simon Circle Market Data

Based on the last 30 days in this zip code

$984,294
Average List Price
$565
Average Price per Square Foot
54
Properties Sold
152
Average Days on Market
894
Properties for Sale
Calculations provided by Reliance Network

95 St. Simon Circle History

Date Event Value Agent
6/7/2026Source: Emerald Coast MLS Price Reduction
$875,000 -2.7%
3/20/2026Source: Emerald Coast MLS Price Reduction
$899,000 -2.8%
1/4/2026Source: Emerald Coast MLS Added to Database
January 04, 2026